Phone/Mail Order Solution

$0.00 Application Fee & The lowest Discount rates in the market!

Accepting credit cards for your business has never been cheaper or easier. Getting set up to accept credit cards is much easier than you may think.

Merchant Account will get you a merchant account which will allow you to accept credit cards, facilitate phone/mail order transactions and provide credit card processing.

PC Charge Product Overview

Fraud Protection Plus:

• Exclusive Magnetic Strip Verification (MSV) validates the magnetic account information, by matching the embossed account number.
• CVV2 reduces charge-backs by as much as 26%, verifying that the card values on the front match those on the back of the card.
• AVS (Address Verification Services) is an industry standard known for its effectiveness in reducing loss.
• User level password protection provides controlled permissions at all levels.
• Data file encryption option allows you to encrypt and protect the consumers credit card account numbers in the database.
• Compliant with California Senate Bill 930, ensuring "secure" receipts.
• eFraud Neural Network provides the merchant with fraud risk ratings*

Credit Card Processing Features:

• New! Restaurant Certification with Lynk Systems, Vital (VisaNet) and First Tennessee Credit Card Processing PRO s (FTMS)
• Accepts all major credit cards.
• Certified with the major credit card processors.
• Split dial authorization available for Discover and American Express (available for selected processors).
• Meets up to date compliance standard for Visa and MasterCard.
• Multiple payment types accepted: credit cards, debit cards, EBT, check verification, guarantee and check conversion!
• Purchasing card level II.
• Real time or batch transaction processing.
• Single or multi-user.
• Dial and IP connectivity using SSL.
• Designed for stand-alone, client-server, or integrated solutions.
• Client software supports card readers, PIN pads and check readers.
• Robust and customizable reporting features

All of our software is upgradeable so it won't become obsolete like credit card terminals do!

Pricing Details
Software Cost	$375
Discount rate, Visa/MasterCard	2.20%
Discount rate, AMEX*	*
Transaction Fee	$0.23

*FOR AMERICAN EXPRESS ONLY:
Discount rate is $5.00 for a monthly volume sale of up to US$5,000.00 or 3.5% for a monthly volume sale of US$5,001.00 and up.

System Requirements:

• PC with Windows 95, Windows 98, Windows NT, or Windows 2000
• 16 MB minimum of RAM, 32 MB preferred
• 15-30 MB free space of hard drive recommended
• Hayes compatible modem (capable of 1200 BPS or less)
• CD ROM drive
• 486 or higher processor

Optional Hardware:

• Track I & II card reader
• Check Reader
• Debit Card PIN pad
• Windows compatible receipt printer

*eFraud is a service packaged within the software. Additional fees are associated to eFraud transactions.

Apply Today - Free Application!
Equipment Cost is determined by you and one of our representatives. When approved an agent will contact you to discuss your method of processing and equipment deployment.